Flood Re works behind the scenes, taking on the flood risk elements of your home insurance

Can Flood Re help me? 

We’re helping the insurance industry to offer affordable insurance to everyone owning or living in eligible properties that may be prone to flooding.

How does Flood Re work?

  • We collect an annual tax from every home insurer in the UK
  • That tax contributes £180m to a fund each year that we manage centrally
  • Your insurer passes on the flood risk part of your policy to us, so you don’t have to do a thing
  • We then take responsibility for that part of your policy and if you make a valid claim on your insurance we’ll reimburse the insurer from the central Flood Re fund.

With this support from us, insurers should be able to provide more competitive pricing on their policies. Over time, we estimate that Flood Re will benefit over 350,000 households by having access to those more affordable policies.

Will my home qualify

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