• Build Back Better is a world leading approach to protecting UK homes against the risk of flooding.

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Paul from Bewdley in Worcestershire and his family were in temporary accommodation for 15 months following their first flood. The stress of the flood, as well as living in a two bedroom flat with his wife and four teenage children, brought its own challenges. Since then, they’ve installed a number of property flood resilience measures in their home, including a flood door, extra pumps, raised sockets, hardwood skirting boards and porcelain tiles. The family were so well prepared for the next flood in February 2022 that they didn’t need to move out at all. They had such little water in their home they were dry and watching TV in the lounge 48 hours later thanks to the property flood resilience measures they had in place.

Build Back Better is designed to reduce the cost and impact of future floods by including property resilience measures as part of flood repairs.

The devastating impact of flooding on a home can take weeks or even months to put right, meaning families often endure the emotional distress a flood brings long after the water level has returned to normal. Repairing homes to the same state they were before leaves them wide open for the next flood – this not only has huge financial costs to homeowners and insurers, but also has a unique burden on the mental health and wellbeing of families who are affected.

Build Back Better offers homeowners the chance to install Property Flood Resilience measures up to the value of £10,000 when repairing their properties after a flood. This way the next time the area floods their home will be better prepared to keep as much of the water out as possible.  Measures can also be installed so that when water does enter it is easier, quicker and safer for families to clean up and move back in – often in a number of days rather than many months.

Your stories

David Hegarty, Bewdley resident: “The last two floods – a year ago and two years ago – we had about two foot of water in the house and it was contaminated with sewage and diesel. After the first flood, we were out of the house for about a month, then we moved back in albeit to the upper floors.

“The second flood we managed a lot better. We were back in the house within a few days, albeit a lot of the damage from the first flood hadn’t been dealt with yet. This time round it was a comparable flood, it was 5.5 metres and the house didn’t flood, and we kept the water out.

“We’ve changed the whole ground floor to porcelain tiles, changed all the lower level plaster work, improved the electric circuitry, installed multiple pumps in areas that are high risk, as well as put a system in place to get all of our furniture off the floor.

“It strikes me that if you flood and you have a lot of damage, it’s ridiculous to just put everything back to how it was before.

“If those lessons have been learnt and you can improve your home environment, make it more resilient and safer, why wouldn’t you? One of the only reasons I can think of is not being able to afford the adaptation measures. If there is a process that will enable people to make their homes more resilient based on the lessons learnt from a flood, I think that’s a great idea.”

The initial participating insurers are:

In the News

Build Back Better – a world leading approach to protecting UK homes against the risk of flooding

Read the Flood Expo article here.

Flood Re spread their Build Back Better message across the country with their new exhibition stand

To help spread the Build Back Better (BBB) message far and wide we’ve revamped our exhibition stand with a new sustainable design featuring our BBB branding. The new stand will not only help us engage with stakeholders, insurers and PFR companies but

Creating a resilient flood insurance market

Read The Broker magazine article here.

Flood-hit homeowners can now claim £10,000 for free to rebuild their properties

Read the Mirror article here.

‘Flooding meant I could only reach my home by boat’

Read the BBC News article here.

 

Top 10 areas of Britain most at risk of flooding due to climate crisis revealed

Read the Independent article here.

Aviva, Lloyds join British FloodRe insurance scheme to build flood resilience

Read the Mail Online article here.

Flood Re launches world first ‘Build Back Better’ scheme to help householders after a flood

Read The Intermediary article here.

NFU Mutual joins new Flood Re scheme

Read the Actuarial Post article here.

Flood Minister urges insurers to ‘come on board’ to Build Back Better

Read the Insurance Post article here.

Flood Re launches world first ‘Build Back Better’ scheme to help householders after a flood

Read our Build Back Better press release here.

Gov’t-Backed Insurance Scheme Launches Flood Plan

Read the Law 360 article here.

Flood Re launches world first Build Back Better scheme to help householders after a flood

Read the You Talk Insurance article here.

Aviva, Ageas and Lloyds Bank back Flood Re resilience scheme

Read The Insurer article here.

Flood Re launches scheme to cover costs of flood resilience and resistance measures

Read the Claims Media article here.

UK’s Flood Re Launches Scheme to Help Homowners Raise Resilience Against Floods

Read the Insurance Journal article here.

Flood Re reveals ‘Build Back Better’ scheme

Read the Insurance Times article here.

Flood Re launches scheme to help householders after a flood

Read the Insurance Today article here.

Flood Re launches Build Back Better

Read the Insurance Post article here.

Flood Re launches new world-first proposition

Read the Insurance Business article here.

Aviva, Lloyds join British FloodRe insurance scheme to build flood resilience

Read the Reuters article here.

Briefing: Sector-wide cultural change and ‘radical collaboration’ will drive flood resilience work

Read the Insurance Times article here.

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