Meet the team

Bridget Rosewell Chair of the Board

Bridget Rosewell is an experienced director, policy maker and economist. She chairs the M6 Toll Company and is a non-executive for the UK Infrastructure Bank and Northumbrian Water Group. Among other roles, she has been a Commissioner for the National Infrastructure Commission, been Senior Independent Director for Network Rail and Chief Economic Adviser to the Greater London Authority.

She was appointed CBE in December 2018 and is also a Fellow of the Institution of Civil Engineers, the Academy of Social Science and the Society of Professional Economists.  She writes on finance, risk and uncertainty as well as infrastructure and modelling validation.

Perry Thomas Chief Executive Officer

Perry was appointed Chief Executive Officer in March 2025. He’s an actuary with 30+ years in financial services in roles including CEO, CRO and Group Chief Actuary. He’s held directorships in UK, Bermuda, Ireland, India, South Africa, Malta and Luxembourg, and been on the Council of the Institute and Faculty of Actuaries. Perry is dyslexic, which he believes can bring a different perspective.

Simon Green Senior Independent Director

Simon Green is a Senior Independent Director. He is also a Non-Executive Director of Arthur J. Gallagher, Chair of the Risk Committee and Chair of Pen Underwriting Limited.  Simon has over 25 years of financial services experience including  15 years at the financial regulator. He is also our Senior Independent Director.

Jean Sharp Non-Executive Director and Chair of our Audit & Compliance Committee

Jean is a Non-Executive Director. She is also Chair of our Audit and Compliance Committee and our Whistleblowing Champion. She is also an independent non-executive director at Personal Assets Trust plc and FBD Holding plc (an Irish insurance group). She spent over 20 years in financial services with Aviva plc and is a former partner with EY. She is a chartered accountant.

Shirel Stedman Non-Executive Director

Shirel Stedman is a Non-Executive Director. She is also, a fellow chartered member of the Institution of Civil Engineers (FICE) and the Chartered Institute of Water and Environmental Management (CIWEM). Shirel brings over 30 years’ experience as a civil engineer who has spent most of her career working in flood resilience, climate change and water issues across the public and private sector.

Tony Ballance Non-Executive Director and Chair of our Remuneration Committee

Tony Ballance is a very experienced Executive and Non-Executive Director working in the utility and environmental sectors with over twenty five years’ experience in senior corporate, consultancy and regulatory roles.

Tony is currently Chief Strategy & Regulation Officer at Cadent Gas Ltd where he leads the company’s decarbonisation strategy. Prior to Cadent, Tony was Director of Strategy & Regulation at Severn Trent and was on the Severn Trent Plc Board for eight years. He has previously worked as an economic consultant in the utilities sector, as well as Ofwat’s Chief Economist.  He is Chair of the National Forest Company and a Trustee of the Soil Association.

Michael Murphy Independent Non-Executive Director and Chair of our Risk and Capital Committee

Michael Murphy is an Independent Non-Executive Director and Chair of our Risk and Capital Committee, having previously held Executive and Non-Executive Director roles at a number of international organisations including Great West Lifeco, Aviva, Willis Towers Watson and Bank of Ireland. Michael has more than 30 years’ experience in the Insurance and Financial Services sectors, having held Global, EMEA and Irish leadership roles including as CEO, CFO and Chief Actuary. In addition to Flood Re, Michael is currently an Independent Non-Executive Director at Ecclesiastical Insurance Office, Aviva Life Holdings UK, Aviva Life & Pensions UK and Independent Chair of Aviva Equity Release UK Ltd. He is also an Executive Coach and Mentor to the Founders/CEOs of a number of international insurtechs.

Michael is a Fellow of the Society of Actuaries in Ireland, a certified Executive Coach (Brown School of Professional Studies and ICF) and a Qualified Risk Director (DCRO Institute). He also holds the Corporate Director Certificate from Harvard Business School, the Certificate in Corporate Governance from INSEAD and the Certificate in Risk Governance from the DCRO Institute.

Latinka Pilipovic Chief Financial Officer

Latinka was appointed Chief Financial Officer in August 2025. She qualified as a chartered accounting with PwC and has over 25 years of experience in financial services. She’s held leadership roles in Aviva, Legal and General, Foresters Financial and Guardian Financial Services. She is also a Treasurer of two charities, Forward Arts Foundation and Calm Mediation.

Perry Thomas Chief Executive Officer

Perry was appointed Chief Executive Officer in March 2025. He’s an actuary with 30+ years in financial services in roles including CEO, CRO and Group Chief Actuary. He’s held directorships in UK, Bermuda, Ireland, India, South Africa, Malta and Luxembourg, and been on the Council of the Institute and Faculty of Actuaries. Perry is dyslexic, which he believes can bring a different perspective.

Maxwell Bero  Chief Operating Officer

Maxwell is responsible for leading the Operations function. He has over 25 years in financial services covering Assurance and Finance.

Daniel Byrne Chief Commercial Officer

Dan is Flood Re’s Chief Commercial Officer, leading the development and delivery of Flood Re’s Risk Transfer Strategy. Prior to taking on the CCO role Dan was Flood Re’s CRO and led the issuance of the Scheme’s inaugural Catastrophe Bond.  Before joining Flood Re Dan worked in the group Enterprise Risk Management Function of AIG Europe and prior to that he worked at the UK Financial Services Authority, implementing Solvency II.

Latinka Pilipovic Chief Financial Officer

Latinka was appointed Chief Financial Officer in August 2025. She qualified as a chartered accounting with PwC and has over 25 years of experience in financial services. She’s held leadership roles in Aviva, Legal and General, Foresters Financial and Guardian Financial Services. She is also a Treasurer of two charities, Forward Arts Foundation and Calm Mediation.

Sue Mulry-Lawson Chief Risk Officer

Sue Mulry-Lawson is Flood Re’s Chief Risk Officer (CRO)*. She is responsible for overseeing all aspects of our risk management framework as well as monitoring and assessing risks. Sue has over 25 years’ experience across professional and financial services, in consultancy or inhouse roles; As Group Chief Risk Officer of The Standard P&I Club, she held, at varying times, approved roles in Risk and Compliance in the UK, Ireland, Bermuda, Hong Kong and Singapore and was a lead member of the design and implementation team to create NorthStandard.

*subject to regulatory approval

Kevin Secker Chief Information Officer

Kevin Secker is Flood Re’s Chief Information Officer, he has over 30 years’ experience in creating and leading technology teams and developing and implementing service, business solutions and platforms. With extensive supplier and relationship management experience, he has worked as both a supplier and consumer of technology. His professional experience spans multiple sectors including software and technology service providers, local government, defence, banking, wealth management and insurance.

Kevin is passionate about investment in and development of people, is a volunteer and active mentor supporting and promoting Women in Technology. He’s an advocate of Mental Health awareness and is an active Mental Health First Aider.

Andrew Shefford Head of Internal Audit

Andrew Shefford was appointed as Head of Internal Audit in 2025. He trained as a Chartered Public Financial Accountant and Certified Information Systems Auditor with the National Audit Office before 20+ years in big 4 consulting firms, including as global leader for IT Internal Audit at KPMG. He then spent four years at Swift as Deputy Chief Auditor, leading on ISAE 3000 reporting. He is a Trustee of his local church and member of the Audit and Risk Committee for Stewardship.

Kelly Ostler‑Coyle Director of Corporate Affairs

Kelly Ostler‑Coyle is Corporate Affairs Director at Flood Re, where she leads the organisation’s communications, stakeholder engagement, and public affairs strategy. Her work supports Flood Re’s mission to keep flood insurance affordable, increase national understanding of flood risk, and champion the adoption of Property Flood Resilience across the UK housing sector.

Kelly joined Flood Re in 2021 as Head of Communications and Stakeholder Relations and was appointed to the Executive Team in 2024. She brings more than 25 years’ experience in strategic communications, policy engagement, and reputational leadership across insurance, government, and politics.

Before joining Flood Re, Kelly spent 14 years at the Association of British Insurers (ABI) in a range of senior roles spanning public affairs, campaigning, stakeholder management, and media relations. She previously worked in Westminster and Whitehall, including serving the Rt Hon Jeremy Hunt MP and working in communications at the Home Office.

Kelly holds a BA (Hons) in Politics from the University of Exeter.

Martin Lennon Director of Policy and Government Affairs

Martin Lennon is Director of Policy and Government Affairs at Flood Re. Within this role, Martin oversees Flood Re’s relationship with Government; the organisation’s public policy remit, and market innovations Flood Re pioneers, such as Build Back Better and Flood Performance Certificate. Martin has recently led a strategic review of the Scheme to understand how the Flood Re can continue to meet its founding principles in the context of changing domestic and international insurance markets.

Prior to joining Flood Re 3 years ago, Martin worked in Parliament and Central Government, primarily focused on public service improvement, data-use in public services and multi-agency work.