• Flood Re

    Flood Re is a joint initiative between the Government and insurers. Its aim is to make the flood cover part of household insurance policies more affordable.


UK flood risks

In the UK, hundreds of thousands of homes could be harder to insure because they’re at high risk of flooding.

If your home is more likely to flood, then insurers may need to charge higher insurance premiums.

Flood Re is here to help.

Could my home flood?

Find out if you live in a high-risk flood area:

Flood risk per country: England Northern Ireland Scotland Wales

This tool will open a new tab with third-party results or a flood risk map of the property’s country. Flood Re is not responsible for the information provided on this site. For more information visit: gov.uk/check-flood-risk

Flood Re – your stories

Real savings made by people just like you. Stories from people who’ve found more affordable flood insurance, thanks to Flood Re.