• Flood Re is helping insurers to help householders at risk of flooding.

    Flood Re is a re-insurance Scheme that makes flood cover more widely available and affordable as part of your home insurance.

    Flood Re helps households at the highest risk of flooding. We also provide information about taking action to reduce flood risk. Flood Re will run for 25 years, at which point insurers should be offering policies based on actual risk to property.

    How Flood Re works    The team

  • Our story so far

    The Government’s been working with insurers since 2000 to help make flood risk insurance more affordable.

    In 2016, a previous solution was replaced with a longer-term plan. The previous solution was called the Flood Insurance Statement of Principles.

    Today, we’re working towards a future in which risk-reflective pricing helps to keep householders’ premiums down.

    Flood Re is due to run until 2039.

    The reports

Our future

Our vision is for a future of affordable flood insurance for all. Flood Re is planned to be in place until 2039 and after this date, there will be a free market for flood risk insurance.


Our People

Our vision is to be a ‘High-Performance Organisation’ where our Desired Behaviours are at the core of all we do as we fulfil our purpose. By creating a ‘Great to Place to Work’ we will attract, retain, support, grow and fairly reward our people enabling individuals to succeed in a unique and fulfilling environment. It is our policy to attract, recruit and retain the most skilled, capable and appropriate people regardless of age, sex, sexual orientation, marital status, religion, colour, ethnic origin, race, nationality, or disability. The greater the mix of people, the more diverse mix of skills, experiences, perspectives and ideas we can draw on. Our generous employee benefits package includes:

  • Group Personal Pension Scheme
  • Private Medical Insurance
  • Life Assurance
  • Group Income Protection
  • Discretionary Performance Related bonus
  • Employee Assistance Programme
  • We cover the cost of Professional Subscriptions
  • We support Learning & Development

We understand the importance of a healthy and happy working environment in which all our employees feel able to achieve an appropriate balance between work and home that takes account of their personal circumstances and lifestyle choices. We are open to discussing flexible working patterns and you will find details of our Family Leave Policy.

Through our people strategy we ensure that our purpose and approach to leadership, rewarding & managing people and governance, systems & controls are clearly articulated and understood. We track both hard and soft measures, to monitor our progress against our goals. Cultural indicators gleaned not only from employee feedback and HR metrics but also through the insights gained by Audit, Compliance and Risk, enable us to assess our actual culture against our intended; allowing us to modify our approach if needed.

We may request personal information from job applicants to assist with our recruitment process. This information will be held within the HR function and employees involved in the recruitment process will have access to this information. This could be Directors and members of the Executive Committee as well as support employees. If you apply to us and are unsuccessful, we would normally destroy the paperwork associated with your application after twelve months. If you have any queries about this, please contact sejal.kataria@floodre.co.uk

Current vacancies

Our process and how to apply

Deputy Accountant

Finance Manager

Head of Transition

Market Engagement Manager

Contact Flood Re

We handle risks through insurers, we don’t work directly with householders. If you have a question or complaint about a policy, please contact your insurer in the first instance.

Media enquiries
Please contact: floodre@headlandconsultancy.com

Please contact: support@floodre.co.uk
+44 (0)330 024 3131


We set high standards. If something we’re doing doesn’t meet your expectations, then we’d like to know.

You may contact us with feedback here:

Flood Re Limited
75 King William Street
London, EC4N 7BE
Email: information@floodre.co.uk

We pass on compliments. Any complaints are always investigated fully and fairly, keeping you informed along the way. We’ll take all feedback seriously and will always let you know the outcome of any investigations.